Over the last couple years, we’ve had quite a few customers inquire regarding options to finance parts for their GT-Rs. The concept of financing car parts seemed a bit odd to us initially, but after hearing a number of people ask, we decided to seek out an option to do so. After quite a of bit of searching, and a lot of dead-ends (you’d be surprised how much of a pain it is for something like this), we finally found a solution that ticks all the requisite boxes. To be honest, we make nothing (zero, zip, ziltch, nada) off any financing; this is strictly to help customers realize their dreams for their cars.
For the sake of simplicity, we’re calling it “Bulletproof Financing” Basically, they’re simple interest loans with optional payment term lengths, up to one year.
We’ve set up a simple FAQ below to try and answer what we felt are the most common questions, but for anyone with additional questions, or that is ready to apply, please contact us here.
Q: What is required to apply for financing?
A: For customers located in the United States:
- Be at least 18 years old
- Have a valid U.S. mailing address (APO/FPO eligible)
- Provide U.S. cellular telephone number
- Have a U.S. social security number
*** For customers located outside the United States, please contact us for available options and details. ***
Q: Who qualifies for financing?
A: It's at the determination of Bulletproof Automotive and our financing partners. Some key factors that might affect eligibility might include: credit score, amount financed, and any other factors that our partners might use in their determination processes.
Q: What are the loan lengths?
A: We are currently offering lengths of up to 12 months.
Q: What will my loan annual percentage rate (APR) be?
A: The loan APR is based on credit. Loan rates start at 10%, simple interest, meaning on a $1000 purchase you would pay a total of $1100 if qualified for an APR of 10%.
Q: Is there a requirement for a down payment?
A: Depending on your credit, we may not be able to finance the entire balance. In these rare instances, we will work with you on a solution.
Q: What is the maximum purchase amount that can be financed?
A: Currently, we offer financing for purchases up to $20,000 USD
We'll also try to keep this FAQ updated with questions as received from customers as we go, so feel free to post and ask away!